Sunbit Financing

Build Now.
Pay Over Time.

Finance your overland parts and installation with Sunbit — decisions in seconds, no hard credit pull, plans from 3 to 24 months.

No hard credit pull to check your offer — see your rate in under 2 minutes.

Apply In-Store Shop Parts

Why Sunbit

Financing That Works for Overlanders

2 min

Application in Under 2 Minutes

The entire Sunbit application takes less than 2 minutes from start to finish. No lengthy forms, no waiting — just quick approval so you can get your build moving.

No Hard Pull to Check

Checking your offer uses a soft inquiry only — it has zero impact on your credit score. See your rate and terms before committing to anything.

3–24

Flexible Month Plans

Choose from 3 to 24 month repayment terms. Pick the plan that fits your monthly budget. Finance parts, installation, or both — all in one payment.

✓

Most Customers Approved

Sunbit approves a high percentage of applicants. Even if your credit isn't perfect, it's worth checking — many customers who expect to be denied are approved.

The Process

How Sunbit Financing Works

Pick Your Parts

Shop online or come into our Burien store and build your cart — parts, accessories, installation, or all three

Check Your Offer

Soft pull only — no impact to your credit score. See your approved rate and terms in seconds

Choose Your Plan

Select the monthly payment that works for your budget — 3, 6, 12, 18, or 24 months

Drive Away Built

Your rig gets built, you pay comfortably over time. Simple.

What You Can Finance

Parts + Labor — All in One

Suspension & Lift Kits

Bumpers & Skid Plates

Roof Racks & Carriers

Winches & Recovery Gear

Lighting Systems

Camping & Overland Gear

Full Rig Builds

Professional Installation Labor

FAQ

Common Questions

Does checking my rate affect my credit score?

No. Sunbit uses a soft credit pull to show you your offer and rate — this has zero impact on your credit score. Only if you choose to accept the offer and complete the transaction is a hard pull done.

How long does the application take?

The Sunbit application typically takes under 2 minutes. Most customers get a decision in seconds. There's no lengthy paperwork or waiting period — it's designed to be fast so you can get your build moving the same day.

What payment terms are available?

Sunbit offers terms from 3 to 24 months. You choose what fits your budget. Shorter terms mean less interest; longer terms mean smaller monthly payments. We'll show you all available options before you commit.

Can I finance parts and installation together?

Yes — you can finance parts and labor together in a single Sunbit transaction. This makes it easy to get a complete, professionally installed build without a large upfront payment. Just let our team know when you come in.

Is financing available online or only in-store?

Sunbit financing is primarily processed in-store at our Burien location. Call us at 206-774-2000 and we can walk you through options over the phone as well. Store hours: Mon–Sat 9am–5pm.

Is there a minimum purchase amount?

Contact us to confirm eligibility for your specific order. Most parts, accessories, and installation packages qualify. There's no harm in asking — our team will let you know right away.

Ready to Build Your Rig?

Come into our Burien store or give us a call — our team will walk you through Sunbit financing in minutes.

206-774-2000

Build Now.Pay Over Time.